Do I need help for my investment in Mutual Funds?

The following questions can help you take an appropriate decision

1. I know all about different types and sub-types of Mutual Fund Schemes and their purposes.
2. I understand all about Tax Implication and Capital Gains calculation if investment is made in different types of schemes.
3. I know why investment in Debt Mutual Fund Schemes can give my higher return than a Bank Fixed Deposit
4. I know how to create a portfolio of MF schemes, to balance the risk-return criteria keeping in mind my Investment Goals, Risk Tolerance and Asset Allocation.
5. I know how to rebalance my portfolio as per changing market dynamics.
6. I know how to monitor and review MF schemes based on performance, market outlook and fund manager’s style of investment.
7. I know how to select a fund, based on various parameters like Standard Deviation, Beta, Sharpe Ratio, Downside Capture Ratio, Rolling Returns etc. and not just on the basis of top-performing schemes as of now.
8. I know how to keep track of the Fund Managers, Changes in Scheme AUM and changes in the scheme parameters, as they can adversely affect my portfolio.

In case your answer is YES to all the above questions, you don’t need any help and can manage of your own, however, if your answer is No, a good Financial Plan, with Clear Goals, Risk Profiling, Tax Guidance & Proper Asset Allocation can add value to your investments.

Our MF Investment Strategy

In our experience in dealing with our clients, we understand most investors don’t have any set financial goal planning for their investments. They are mostly guided by Bank’s Relationship Managers or inadequately researched financial advisors, who sell some investment products here and there and are mostly absent or unable to take crucial calls when the market conditions turn adverse. In all cases it’s ultimately the client who loses out. In most cases Financial Advisors make Clients invest in markets either by SIPs or lump sum investments. However, research suggests for optimising investments, investors need to look these simple techniques. We suggest investment goals for our clients, and advise them to invest in {(SIP + Lumpsum + Systematic Transfer Plan) = Total} = Systematic With drawl Plan
In our strategic alliance with our clients, we advise, and hand hold them in setting their investment portfolio right. We take advantage of many safe, tax efficient and lucrative short-term investment products, by add to their investment portfolios and rebalancing it to their main investments as the market situations demands.